Bank new deal

Positive aspect of financial crisis is the “new deal” that it should generate in Bank market attitude. For more than one century in Europe, Banks had considered customers as part of their own “little kingdom”, making difficult customers’ move, acting with customers’ assets without any consideration for them. This time is over. In USA amazing changes (for us european) are on the way:
 

1- Find a better Bank website : you put your zip code, specify your features, estimate your fees, et voila. You can choose the best offer in your area

 

2- More amazing : MoneyAisle, “sellers bid, buyers win”. You enter your deposit terms and state of residence, the system completes a live auction with member FDIC banks, you see the winning bid and the system put you in contact with the bank.

 

This is a poor moment to talk about banks because lot of people are scaring about the future and do not think about bank change. But for me these new ways of making business are exactly “the new deal” citizens nead to put in practice to quickly get out of the financial crash. Politician are helpless, no idea, no vision, no care about people.

 

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